Echoes of Titanic by Mindy Starns Clark and John Campbell Clark

Kelsey Tate comes from sturdy stock. Her great-grandmother Adele endured the sinking of Titanic and made it safely to America, where she not only survived but thrived. Generations later, Kelsey works for the firm Adele founded nearly 100 years ago.

Now facing a hostile takeover, the firm’s origins are challenged when new facts emerge about Adele’s actions on the night Titanic sank. Kelsey tries to defend the company and the great-grandmother she has long admired, but the stakes are raised when Kelsey’s boss is murdered and her own life threatened. Forced to seek help from Cole Thornton, a man Kelsey once loved—and lost, thanks to her success-at-all-costs mentality, she pursues mysteries both past and present. Aided by Cole and strengthened by the faith she’d all but forgotten in her climb up the corporate ladder, Kelsey races the clock to defend her family legacy, her livelihood, and ultimately her life.

My Review:
Even though I prefer plots set in the present, I learn more from historic fiction. This novel offers both the present and the past. Interspersed throughout this contemporary novel are short chapters set 100 years ago, which follow Adele and Jocelyn, two cousins, close as sisters, aboard the Titanic, giving the reader a deeper insight into that historic tragedy. I feel that the balance between the time of Titanic and today are just right.

The characters are well-written. I most appreciate Kelsey, a modern-day, sharp, businesswoman. Included are a mystery and a smidgen of romance--something for everyone! The description of the interlocking hat pin has me wanting to begin a collection of them. Most people will enjoy this good read.

For reader's reflection or book clubs, discussion questions are included.

Thank you to FirstWildCard and Karri James at Harvest House Publishers for my copy.

And now, the first chapter:

Lower Manhattan, New York
April 3, 2012

Kelsey Tate glanced at the clock and then at the stack of files on her desk. It was three p.m., which meant she had thirty minutes before she’d need to start getting ready for the ceremony. She knew she should use that time to work on risk assessments, but something told her she’d be better off getting some fresh air and clearing her head. The assessments she could do later that evening, once the big event was over. For now, she wanted to run through her speech and somehow find focus. Today had been a busy day at the office, and at the moment all she felt was scattered.

Taking a deep breath and letting it out slowly, she made the decision. Air. Ceremony. Work. In that order.

She locked the files away, straightened her desk, and grabbed her Bluetooth headset for cover. The only way she’d get out of here without being pulled into half a dozen conversations en route to the elevator was to clip the device over her ear and pretend she was on an important call as she went. She loved her front office and the view it afforded her of the busy Manhattan streets below, but sometimes it was a pain having to run the gauntlet of a conference room, an administrative assistant area, and three other executive offices just to get away.

“Is there something proprietary about this?” she asked aloud as she stepped into the hall and pulled the door shut behind her. “Because otherwise, I’m afraid it’s just a little too early to buy in. At this point, there’s simply not enough data.”

Pausing at the desk of Sharon, her executive assistant—or “EA,” as she liked to be called—Kelsey told the nonexistent person on the other end of the line to hold on and then said in a low voice, “I’m running out for a few, but I’ll be back by three thirty if anybody needs me.”

“Got it, Chief,” Sharon replied with a brisk nod, her auburn, precision-cut bob swinging loosely around her face.

So far, so good. Continuing on toward the elevator, Kelsey spotted one of her more talkative coworkers coming up the hall, so before he could speak, she gave him a quick smile and continued with her faux telephone conversation.

“Look, we can’t justify a buy-in of that size. You know as well as I do that you’re estimating the value too high. A million and a half for ten percent is ridiculous.”

The coworker smiled in return and continued past her in the hall.

She finally made it to the elevator, pushed the down button, and punctuated her wait with several well-timed brief utterances. “Really?…With that price earnings ratio?…I don’t know, I’m not sure about that…How much?”

Finally, the bell dinged and the doors opened to reveal an empty elevator. She stepped inside with relief and removed the device from her ear as soon as the doors whisked shut again. She hated to admit it, but her nerves were more rattled today than she had anticipated, though she wasn’t sure why. The announcement she’d be making at the ceremony was an important one, yes, and something she’d been working toward for a long time. But she was no stranger to the podium. She had no fear of public speaking.

It was a more general, vague apprehension she was feeling, almost a foreboding about today’s impending event, though she couldn’t imagine why. Regardless, Kelsey had these thirty minutes to pull herself together somehow. Then she would return, get ready to go on, do her part, and be done with it.

If only the new public relations consultants hadn’t insisted on combining the two separate announcements into one big celebration, she thought as she reached the lobby and walked briskly toward the front door. Though she usually stopped to chat with her friend Ephraim, the building’s head of security, she moved on past with just a glance and a wave toward the front desk. Once she was outside, she exhaled slowly, grateful for the warm spring sunshine. Weather in April in New York City could go either way, but today was warm and dry, thankfully, with just a hint of a breeze.

Turning right, Kelsey merged into the foot traffic moving down the wide sidewalk toward Battery Park. On the way, she thought about the important part of today’s ceremony, the announcement of a brand-new scholarship program to be funded by her late great-grandmother’s foundation. Adele Tate had survivedTitanic and gone on to become a successful businesswoman in an era when women in business were practically unheard of. In her later years, she had created the foundation with the express purpose of empowering other women in business. This new program Kelsey would be announcing today was a perfect fit and would provide up to ten scholarships per year to outstanding young females majoring in business-related fields of study.

Kelsey had been pushing for this for a long time, but it wasn’t until recently, when her family’s firm, Brennan & Tate, had begun taking steps to improve their public relations, that the board was even willing to consider it. The fact that, in the end, the scholarship decision had come down to a PR move rather than any actual altruism didn’t bother her. She figured as long as the money was given out to deserving recipients, the end result was the same, regardless of motive.

Kelsey ran through her speech as she continued down the sidewalk and was pleased to get through the entire thing without once having to refer to the notes in her pocket that listed her key points. When she finally reached the corner at Number One Broadway, she looked ahead longingly at Battery Park, a fixture of the city for several hundred years and the perfect greenery-filled end cap to the island of Manhattan. More than anything, she wanted to make her way across the street and into the park to seek out one of her favorite spots in all of New York: the old family memorial stone that honored her two relatives who had perished on Titanic. Kelsey loved to visit the memorial, as it always left her feeling connected somehow to her many family members, both living and dead.

But there was no time for that now. Instead, she turned left, and once the light changed she moved with the crowd across Broadway to the triangular-shaped area on the other side known as Bowling Green. At the foot of the triangle was a sprinkling of vendors, and she took a moment to buy a bottle of water from a pretzel cart. Continuing onward, she tried some deep breathing exercises as she angled across the wide base of the triangle to tiny Bowling Green Park, another of her favorite places to go when she needed a quick breather during the workday. She loved the symmetry of the place and convergence of shapes: a circular fountain inside an oval park on a triangular piece of land. This was a little oasis of greenery in a landscape of cement, its current focal point a ring of vivid red tulips surrounding the fountain.

Kelsey wanted to sit for a while on one of the benches that lined the walkway and take it all in, but she knew she needed to keep moving. At the very least, she slowed her pace and sipped her water and forced herself to get down to what was really bothering her: the other purpose of today’s event, the part she wasn’t exactly jumping up and down about.

To be sure, she appreciated the honor that was about to be bestowed upon her, and she was proud of having reached this new level of achievement in her career. The problem wasn’t the award itself but the big public fuss that was being made over it. Others had earned membership in Brennan & Tate’s “Quarter Club” in the past, and the most they had received was a handshake and a little plaque.

She, on the other hand, was about to be trooped out front and center in what the PR firm was practically turning into a circus. Between the handwritten invitations and the catered munchies, they were going all out to promote something that should have happened far more quietly. The best Kelsey could do, she supposed, was to grin and bear it––and try as hard as she could to keep the focus on Adele and the foundation and the new scholarship program. The more publicity for that, the better.

Kelsey let out a deep sigh as she continued through the park. This was the price she paid for being not just an account associate in the company’s corporate finance division but an account associate in the corporate finance division who also just happened to be the great-great-granddaughter of the company’s founder and the daughter of its reigning president. If there was such a thing as reverse nepotism, she thought, she was living it now. She’d never expected her professional path to be made easier because of family connections, but she also hadn’t realized how much harder she’d have to work because of them.

At least she had her mentor and business-savvy friend Gloria to guide her through this current maze of public relations troubleshooting. But she’d be glad when this flurry of promotions was finally over and she could get back to business as usual. She loved what she did—and she was very good at it—but lately she’d spent more time authorizing interviews than she had authorizing investments.

Looking upward, Kelsey watched as a copter lifted off from the heliport at the water’s edge, probably taking some important executive to a business meeting. She picked up the pace, exiting the park at the northern end and making her way around a group of chattering tourists who were taking turns posing for photos beside the bronze bull, a statue that had become synonymous with Wall Street and the stock market. Crossing back to her side of the road, she retraced her steps to the office building, allowing herself to take in the sights and sounds and smells of the city that was always so utterly alive and invigorating: car horns blaring the ever-present soundtrack of New York, the doughy smell of pretzels warming in a vendor’s cart, businesswomen on their way to appointments in thousand-dollar suits and Uggs, their designer heels tucked inside briefcases for when they reached their destinations.

About twenty feet from her building, Kelsey spied a catering truck idling out in front and stopped short. From what she could see, Ephraim was holding open the door as a trio of uniformed workers dashed in carrying trays of food. Feeling a vague stir of nausea at the spectacle to come, she ducked into an alley on her left and made her way around to the back side of the building.

At the rear entrance, a solid metal door with a keypad above the knob, Kelsey typed in her security code, listened for the click, and stepped inside. Coming in this way, she’d have to take the stairs rather than the elevator, but she didn’t care. Right now she just couldn’t face the lobby and the excited chaos of the event that was being pulled together in her honor.

Kelsey’s office was on the fourth floor, but she continued up the back stairs to the fifth without stopping. Once there, she again had to type in her security code, and then that interior door unlocked with a soft click. The fifth floor back entrance opened into the executive conference room, but it didn’t occur to Kelsey until she was swinging the door wide that she might be interrupting some sort of meeting. Fortunately, however, she wasn’t. The room was empty.

Stepping inside as the door to the stairwell fell shut behind her, Kelsey paused, relishing in the peace and quiet of the empty space. The fresh air had done her good, but the busyness of the streets had managed to stir up the busyness in her soul. She still felt disquieted, unsettled.

Apprehensive.

Ignoring those feelings, Kelsey glanced around, trying to remember if there was a phone in here as there was in the conference room on the fourth floor. Sure enough, she spotted it on the back wall, mounted between the audio/video cabinet and the broad space where the projection screen hung when it was in use. Lifting the receiver, Kelsey dialed the extension for her EA and told her she was back in the building but would be upstairs with Gloria until it was time for the big event. Sharon read off several messages that had come in while she was gone, none of them urgent, and then said there was one more thing.

“Yes?” Kelsey looked around the room for a clock, hoping her assistant wouldn’t take much longer.

“Next time you fake a phone call as you’re leaving,” Sharon said with a chuckle, “make sure you actually bring your cell phone with you.”

Quickly, Kelsey patted her pockets, her face burning with heat when all she came up with was the headset.

“Busted,” was the best she could say, and then they both laughed. “So who else knows?”

“Just me. I was putting some files on your desk when I heard a ringtone coming from a drawer. I found your phone in your purse and put it on mute. Hope that was okay.”

“Of course. I appreciate it,” Kelsey said, grateful for the quick thinking—and discretion—of her faithful assistant. “Would you do me another favor and lock up my office before you head down to the ceremony?”

“No problem, Chief.”

They ended the call, and Kelsey decided that before she went to talk to Gloria she would take a few minutes to fix herself up for the ceremony. Hoping to avoid having to go downstairs to her office, she decided to pay a visit to the executive washroom instead, where she knew all sorts of necessities could be found.

Slipping from the conference room into the main hall, Kelsey walked toward the front of the building. Though she had to go past a reception area and several offices along the way, she made it to the primary executive suite without having to pause and chat with anyone. Fortunately, the door to the CEO’s office on her left was closed, and the EA that worked for the upper echelon, the exotically lovely Yanni, was busy talking on the phone and simply waved Kelsey on through to the right. With a smile and a nod, she turned and continued down the hallway, past the closed door of Gloria’s office, to the executive washroom.

As expected, inside were baskets of toiletries on the wide marble counter. She washed her hands and then helped herself to an individually wrapped toothbrush and a tiny, disposable packet of toothpaste. After brushing her teeth, she unwrapped a fresh comb and ran it through her hair, trying to neaten up the windblown look she’d earned from her walk outside. She followed that with a shot of hairspray, a little dab of face powder, and some lip gloss for the cameras’ sake, and then she stepped back, smoothed out her clothes, and studied the full effect in the mirror.

Whenever Kelsey looked at herself, the word that came to mind was “Irish”—not the red-headed, pale-skinned, green-eyed variety that most folks thought were the norm. Instead, she and her family sported a look far more common among the Irish: dark hair, even-toned skin, blue eyes.

Taking a cue from her mentor Gloria—and from her great-grandmother Adele, for that matter—Kelsey always bought the nicest clothes she could afford, knowing they were a business investment of sorts. Today she was sporting a new Hugo Boss suit in a soft gray pinstripe, accented with a red silk blouse and a pair of red Gaetano Perrone shoes. On her lapel was her favorite piece of jewelry, a hat pin she’d inherited from her great-grandmother and often wore as a stickpin instead. Purchased in London the day before Adele and her cousin and uncle set sail for America on Titanic, the top of the hat pin was in the shape of a tiny Irish harp, a lovely reminder of their homeland.

The overall look Kelsey always strived for was class, competence, and understated elegance. Examining her image in the mirror now, she felt that today’s outfit had really hit the mark. Her layered, shoulder-length brown hair nicely framed her face, and the touch of makeup emphasized her lips and gave a smooth, matte finish to her skin.

Now all she had to do, she decided, was to get through the big event. In the end, though she wasn’t looking forward to it at all, at least the new scholarship program made this trouble worthwhile.

Gloria’s door was still closed, so Kelsey knocked first and then cracked it open, peeking through to see if her friend was in there by herself or if she had company. Fortunately, she was alone, and though she looked quite startled for a moment, she invited Kelsey in.

“Well, if it isn’t the woman of the hour,” Gloria said. Papers were spread across her desk, but she quickly shoved them into a single file folder and slipped it in a drawer. “You look gorgeous. Is that a new suit?”

Grinning, Kelsey slowly turned in a full circle. “Gotta look good in the photos. It’s all about playing the game, right?”

“I’ve taught you well, my dear.”

Kelsey took her usual seat in one of the two leather chairs facing the desk—a move she’d done countless times before. Yet as she settled in, she detected an odd expression on the older woman’s face, as if she were more nervous and apprehensive than Kelsey herself. Worse, in fact. Though Gloria could usually be found looking perfectly polished, at the moment she was anything but, with dark circles under her eyes, rumpled clothing, and not a speck of makeup on.

“Are you okay?” Kelsey asked. She didn’t want to be rude, but clearly something was wrong. “You’re not sick, are you?”

“Just tired. I worked later than I should have last night. You know how it is.”

Gloria obviously didn’t want to talk about it, so Kelsey simply nodded and changed the subject, asking about the order of events for the ceremony. Gloria spelled things out, describing what sounded like a two-person show featuring Kelsey and the company’s CEO, Walter Hallerman.

Kelsey scrunched up her face in dismay. “What about a board member or two? And don’t we want to include somebody from the foundation?”

“Stop trying to deflect, Kels. You know as well as I do that this is all about you. That’s the whole point.”

Miserably, Kelsey slumped in her chair. “This is getting so old.”

Gloria pulled off her glasses and nervously cleaned them with the corner of her blouse. “Hopefully, it won’t be for much longer.”

Both women knew Kelsey really had no choice—both for her family’s sake and for the sake of the corporation. According to management, after Nolan Tate, Kelsey’s father and the firm’s leader, suffered a stroke last year, the company’s value had taken a serious nosedive and now they needed to show that someone else would be carrying on the Tate name, someone who possessed the same sharp gut instincts and business acumen for which the Tates had long been known. As Kelsey was the only other family member who currently worked here, she’d become the logical choice by default.

It was a heavy weight to bear, one that was feeling heavier all the time. She was happy to carry on the family legacy and didn’t mind doing her part to bolster the company’s image, but she was getting awfully tired of being the center of attention. Last week had been a feature article in the New York Times magazine section about the “up-and-comer with the Midas touch.” Prior to that, her name and face had been splashed across countless other newspapers and magazines, and she’d even appeared on a few local television and radio interview shows. Now she was about to go through this ridiculous ceremony, all for the sake of reassuring the public that even though Nolan Tate might be sidelined for now, another, just-as-capable Tate was ready to step up and prove that the family gift for investing was alive and well.

“I hope you’re right,” she said tiredly. “I don’t think I can stand much more.”

An odd look appeared on Gloria’s face, and Kelsey thought she was about to say something important. But then, after a moment, she simply cleared her throat and asked if Kelsey needed any last-minute help polishing her speech.

“No, thanks. It’s fine. But what were you thinking, just now? I can tell there’s something on your mind today.”

The older woman’s cheeks flushed. “It’s not important. I was…I was going to tell you not to worry, that the end is in sight. Maybe sooner than you think.”

“What do you mean?”

Gloria shrugged and looked away, her fingers nervously taking off her glasses, cleaning them again, and putting them back on. Before she replied, the phone on the desk buzzed, startling her so much she practically fell out of her chair.

Face flushing, Gloria resettled herself in her seat and pushed the button for the speaker. Out came the voice of Walter, their CEO.

“I just got downstairs and don’t see Kelsey. Have you talked to her?”

“She’s here with me now.”

“Good. Tell her to hurry up and get down here. We’ll be starting in ten minutes.”

“No problem.”

“Have her take the stairs and use the side door to go backstage. She can wait there until I finish my introduction.”

“Will do.”

With a click he was gone.

“You heard the man,” Gloria said, suddenly using her brightest pep talk voice, though it sounded strained and on edge. She rose, walked to the door, and stood there holding it open. “It’s showtime, kid. You’d better get downstairs. Break a leg, or whatever it is they say.”

Kelsey stood, feeling oddly dismissed. “Aren’t you coming with me?”

“I…uh…I’ll slip in the back later.”

“But I thought we could go down together.”

“I don’t think so,” Gloria responded without further explanation.

“Listen, are you sure you’re all right?” Kelsey pressed, moving closer.

The woman wouldn’t meet her gaze, though after a moment, much to Kelsey’s surprise, her eyes filled with tears. Cooing sympathetically, Kelsey pulled a clean tissue from her pocket and handed it over, asking again what was wrong, if Gloria wanted to talk about it.

“Is it something with work?”

Gloria didn’t reply.

“Maybe something personal? A problem with you and Vern, perhaps?”

Even though Gloria’s marriage wasn’t exactly known to be warm and fuzzy, she seemed surprised at the thought. Shaking her head, she blew her nose and said, “It’s…I…” Her voice trailed off as she dabbed at her tears. Then she took a deep breath and slowly let it out.

“I’m so sorry,” she said, looking down at the floor and speaking in a soft voice. “Have you ever done something bad out of good intentions?”

Kelsey was surprised. What an odd question for an ethical, no-nonsense woman like Gloria to ask.

“You mean, the ‘end justifies the means’?”

Gloria nodded. “Exactly.”

“Probably,” Kelsey replied, studying her friend’s face. “One time when I was a kid, my mother wouldn’t buy me the mini marshmallows I wanted from the grocery store, so while she was busy at the checkout, I went back and got a bag off the shelf, tore it open, and started eating them anyway. I figured that once they were open she’d have no choice but to buy them. Of course, I didn’t count on her making me pay her back out of my allowance—and then she didn’t even let me have the rest of the marshmallows.”

Both women smiled, but fresh tears filled Gloria’s eyes. “If only this were that simple.” She blinked, sending twin tracks of wetness down her cheeks.

Kelsey felt terrible for the poor thing, but she still didn’t have a clue as to what any of this was about. Of all the people in this office, Gloria was the very last person she’d ever expect to talk this way, much less to stand in an open doorway and cry.

Suddenly, before Kelsey could even think of how to reply, Gloria gripped her by both arms and spoke in an urgent whisper.

“You don’t have to go down there, you know,” she hissed. “You don’t have to do this at all. You could walk right out the back door and go home, and I could tell Walter you weren’t feeling well and had to leave.”

Kelsey was dumbfounded. What on earth was Gloria talking about?

“Why would I do that? It’s just a stupid ceremony. I’ll get through it, no big deal.”

Just as suddenly, Gloria let go of her arms, stepped back, and placed both hands over her eyes. “What am I saying? Don’t listen to me. I’m not myself today at all.”

Kelsey stood there amidst her friend’s meltdown, thinking, You can say that again. She wondered if perhaps Gloria had been drinking or something. She didn’t smell alcohol on her breath, but she certainly was acting strange—stranger than Kelsey could ever have imagined.

“Enough of this,” Gloria said finally, taking her hands from her face and giving Kelsey a broad, forced smile. “Are you ready to go? Because your time’s up. Come on, Tater Tot. Forget what I said earlier. I’ll walk you down myself.”

A Quarter for a Kiss by Mindy Starns Clark

Million Dollar Mysteries, Book Four

It's April, spring is in the air, and Callie and Tom have just spent a wonderful few weeks getting to know each another after years of a telephone-only relationship. But as their time together draws to a close, they are called to the hospital bed of mutual friend Eli Gold, who has just been shot.

Eli begs Callie and Tom to find out who is responsible for the shooting. The search leads them to the beautiful island of St. John in the Virgin Islands. There they face a sinister enemy among the ruins of an old sugar plantation—an enemy who's willing to do anything to keep his identity secret and the past deeply buried.

My Review:
Although this novel is the fourth in a series, it can be read and enjoyed by itself; however, the reader might prefer to read the preceding titles as they build on one another.

Romance blossoms as Tom and Callie grow closer, but this mystery gains in suspense as pages are turned. The reader does not know for sure just who is the "bad" guy.

My one caveat is the poor editing. I offer one example of several that made me flinch. "Then you drive while I go it through again." (63) Errors like this should simply not be allowed in a published copy.

Thank you to FirstWildCard and Karri James at Harvest House Publishers for my copy.

And now, the first chapter:

“Come on, Callie,” Tom urged. “You can do it. You know how.”

Ignoring the burning in my calves, I kept my gaze on Tom, who had reached the top of the wall almost effortlessly and now waited there for me to join him.

“There’s a grip at two o’clock, up from your right hand about six inches,” he guided, speaking in the low, soothing tones I teasingly called his “rock climbing” voice. Glad for that voice now, I released my handhold and reached upward, my fingers easily finding and grasping the tiny ledge. “Now your foot,” he said. “Slow and easy. You’re almost there.”

As I went I concentrated on all I had learned about rock climbing in the last few weeks. It was Tom’s passion, and we had spent a number of hours practicing on a real rock face while he taught me the basic tricks and techniques. Now we were in an indoor gym, on a simulated rock wall, climbing much higher than we had ever gone in our practice runs. And though I was wearing a safety harness that was roped to the ceiling, that didn’t make it any easier or any less scary—particularly where the wall actually bent outward, pitching me at a difficult angle.

“You are one step away, Cal,” he said, excitement evident in his voice. “Most of the people won’t make it half this far.”

With a final burst of daring, I slid my toes against the next hold and straightened my knees, rising high enough to touch the ceiling at the top of the wall.

“You did it!” Tom cried, and only then did I allow myself to smile and then to laugh.

“I did do it!” I echoed, slapping a high five with Tom and feeling the rush of pleasure and relief he said he experienced every time he finished a challenging climb. Of course, to him “challenging” meant the Red Rocks of Nevada or Half Dome in Yosemite. For me, a big wall in a rock-climbing gym was a pretty good start.

We repelled down together, my legs still feeling shaky once I was on solid ground.

“That was great,” the teenage staffer said as he helped unhook me from the harness. “And to think you were worried. Are you sure you haven’t done this before?”

“Not that high and not indoors,” I said.

“Well, you’re a natural.”

“I had a good teacher,” I replied, glancing at Tom, who was busy removing his own harness. He and I had spent the last three weeks together vacationing in the North Carolina mountains. During that time, we had enjoyed teaching each other our favorite sports—climbing and canoeing—though I liked to tease him that my hobby was the superior one, because one false move with a canoe paddle wouldn’t exactly plunge a person hundreds of feet to their death. Tom had replied that if one were canoeing above Niagara Falls, that wouldn’t exactly be true, now would it?

As the teenager moved on to help the next set of climbers, Tom gave me an encouraging smile.

“Hey, what did you say this is called?” I asked him, pointing at my visibly wobbling knees. “Sewing legs?”

“Sewing-machine legs,” Tom replied. “A common climbing malady. Come on. You need to rest for a bit.”

He bought us two bottles of water from the snack bar, and then we found a quiet corner and sat on a bench there, leaning back against the wall. I felt thoroughly spent, as if I had pushed every single muscle in my body to its very limit.

I sipped on my water, feeling my pulse slowly return to normal, looking around at the activity that surrounded us. Across the giant room, a new group of climbers was being instructed by a guide while about ten more people waited in line for their turn. In the front window was a giant banner that said “Climb for KFK,” and beside the cash register was a table where pledges and donations were being accepted for “Kamps for Kids,” a charity that provided summer camp scholarships to impoverished children. Instead of a walk­athon, they were calling this event a “climbathon.” I liked the idea as well as the whole atmosphere of the place, from the easy joviality of the people waiting in line to the upbeat encouragement of the instructors who were manning the ropes and providing assistance as needed.

“So what’s up, Callie?” Tom asked. “You haven’t been yourself all morning.”

I shrugged.

“Sorry,” I said. “This is my work mode, I guess. You have to remember, we’re not just here to have fun. We’re on the job, so to speak.”

Tom nodded knowingly and then leaned closer and lowered his voice.

“So how does this happen, exactly?” he asked. “Do you just walk up to the people and say, ‘Hi, here’s a big whopping check’?”

I smiled.

“Oh, sure, that’s usually how it goes. I call that my Big Whopping Check speech.”

“Don’t be hard on me,” he said, grinning. “I’ve never done this before.”

I leaned toward him, speaking softly.

“Well, first of all, you have to wait for the proper moment,” I said. “Like just before you’re about to leave.”

“Okay.”

“Second,” I continued, “you have to have the full attention of the correct person. You don’t want to give that whopping check to just anybody.”

“Get the big wig. Got it.”

“Finally, the act of presentation takes a little bit of flair. It’s a huge moment for them. You want to help them enjoy it.”

“I think I understand.”

“You also want to bring them back down to earth a little. I actually do have a short speech I give every time I hand over a grant. I remind the recipient where the money’s coming from and what it’s for. That seems to go over well.”

I felt funny explaining how I did my job to Tom, because he wasn’t just my boyfriend, he was also technically my boss. Though he lived and worked on the other side of the country, far from our actual office, Tom was the kind and generous philanthropist behind the J.O.S.H.U.A. Foundation. I worked for the foundation as the director of research, and basically my job was to investigate nonprofits Tom was interested in and analyze their suitability for grants. If they checked out okay, I then had the pleasure of awarding them grant money. That’s what we were doing here today. For the first time ever, Tom was joining me as I gave a little bit of his money away.

“Hey, Tom! Tom Bennett!” a man cried, interrupting my thoughts.

The fellow bounded toward us, grinning widely. He was tall and wiry, with deep laugh lines in a tanned face, and when he reached us, we stood and the two men shook hands warmly. “You said you might come, but I didn’t believe you.”

“I’m glad I was able to work it out,” Tom replied, smiling.

He introduced his friend as Mitch Heckman, owner of the gym and co-organizer of the event. I told Mitch how impressed I was with the gym and with the climbathon concept.

“Most of the credit goes to my wife,” Mitch said, shaking my hand. “I’m just glad we could use the gym to help out a good cause.”

“Have you raised much?” Tom asked.

“Our goal for today was twenty-five thousand dollars,” Mitch said. “You can see how we’re doing on that poster over there.”

He pointed to a drawing of a mountain with a zero at the bottom, amounts written up the side, and $25,000 at the top. Sadly, it had only been colored in about half of the way up—and the event would be over in another hour or two.

“Of course, we had a pretty big learning curve in putting the whole thing together,” Mitch said. “I’m sure we can make up the difference with some bake sales or car washes or something. We’ll get there eventually. Mai pen rai, huh?”

“Yeah, mai pen rai.”

They chatted for a few minutes more, and then Mitch was called up to the front. After he was gone, Tom explained to me their acquaintance, that they had met a few months ago while mountain climbing—specifically, while scaling the limestone cliffs off of Rai Ley Beach in the Krabi Province of Thailand. Tom had been working hard in Singapore and had taken a weekend off to visit the nearby mountain-climbers’ mecca, where he met Mitch atop one of the peaks after a particularly challenging climb. As the two men rested, they talked, and it turned out that they were both avid climbers and eager to explore an unfrequented jungle crag nearby. Together they had hired a guide and ended up having an incredible day of climbing. Though the two men hadn’t seen each other since, they had been in touch off and on ever since via e-mail.

“What were you saying to each other just now? My pen…”

“Mai pen rai,” Tom replied. “That’s Thai for ‘no problem’ or ‘never mind.’ The guides say it to encourage you while you’re climbing, kind of like ‘you can do it.’ ‘Don’t worry.’ Mai pen rai.”

“Does Mitch know about the foundation?”

“Nope. He thinks I’m just another rock jock.”

“He’s in for a nice surprise, then,” I said. “This is fun, giving a grant to someone who never even applied for one.”

This wasn’t our usual mode for doing business, that was for sure. But this particular charity was so new—and the amount we were donating so relatively small—that the investigation hadn’t been all that complicated. Since KFK had never applied for a grant from us, I hadn’t really had the authority to go in and do an extensive investigation. But they did belong to several good nonprofit watchdog groups, so I had felt confident doing the research from our vacation home in North Carolina, mostly over the internet and on the phone with the foundation’s accounting whiz, Harriet, the day before.

“Anyway, now you’ll finally have the pleasure of making a donation live and in person,” I added. “Something I’ve only been bugging you to do for two years.”

“Almost three years now,” he corrected. “And, yes, I’m hoping this might shut you up for good.”

“Oh, you want me to shut up, do you?” I asked. “What about—”

He silenced me with a finger against my lips, which he allowed to linger there.

“No,” he whispered, gazing a moment at my mouth. “Don’t ever stop talking to me. I want to listen to you forever.”

We looked into each other’s eyes as everything else in the room blurred into the background. My legs shivered again, but not from climbing this time.

“We need to get going,” Tom said gruffly, standing and then helping me to my feet. I squeezed his hand, and then we separated into the men’s and women’s locker areas to get cleaned up.

After a shower I dressed quickly in a pair of black slacks and a soft blue knit shirt. I towel-dried my short hair, combed it out, and took a moment to put on some lipstick and a touch of mascara.

As I looked in the mirror, ready to leave, I was suddenly overwhelmed with sadness. In a few short hours Tom and I would go our separate ways, boarding two different flights to head toward our homes on opposite coasts—him to California and me to Maryland. For three glorious weeks we had done nothing more than shut out the rest of the world and spend time together, but we couldn’t hide out and play forever. Our work and other responsibilities awaited us, and as one week had turned into two and then to three, we had already stretched the length of our available time to the very max. Soon our idyllic vacation together would officially be over, and Tom and I would be back to our long-distance romance as usual.

Slinging my bag onto my shoulder, I decided to take this day moment-by-moment. Despite the difficulty of parting, we still had a job to do. We still had a grant to give out.

I emerged from the locker room to find Tom also showered and dressed, standing nearby and squinting toward the front of the room. He had in his hand a check from the J.O.S.H.U.A. Foundation, dated today and made out to the charity, though the amount had been left blank.

“Callie, can you read that figure?” he asked. “I need the exact amount they’ve raised so far.”

I walked a little closer and then came back to report that they were up to $11,043. Quick with numbers, Tom didn’t even hesitate before he filled out the check for $23,957.

“That’s ten thousand more than they need to bring them to their goal,” I said after doing the math in my head, not surprised one bit by his generosity.

“Yeah, but it’s the least we can do, don’t you think?”

He tried to put the check in my hand, but I pushed it back.

“No, you don’t,” I said. “Enjoy the moment.”

Carrying our bags, Tom and I walked to the front of the gym, where his friend Mitch was chatting with a woman that I assumed was his wife. We were introduced, and I liked her firm handshake and the way she looked me directly in the eye. She thanked us for coming and then moved on to speak with someone else.

“We’re going to head out,” Tom said to Mitch, “but I wanted to give you a check first. I talked my company into making a small grant.”

Of course, the way Tom had said it, you’d never know that it was his company, nor his money—nor that he was using “small” as a relative term. Mitch took the folded check without looking at it.

“Listen, buddy, every bit helps. Thank you so much, and thanks for coming.”

The two men shook hands, and then Mitch shook my hand as well. We said goodbye, and Tom and I departed, walking silently through the packed parking lot toward our rental car.

“You were right, Callie,” he said nonchalantly, pressing a button on his key chain to unlock the car. “Giving away the money in person really is kind of fun.”

I was about to reply when we heard Mitch calling Tom’s name. We turned to see the man running toward us, breathless, his eyes filled with disbelief.

“I don’t understand,” he gasped, holding up the check. “This is so much. Is it some kind of joke?”

“No joke, Mitch,” Tom said. “We’re affiliated with the J.O.S.H.U.A. Foundation. That’s a grant.”

“A grant?”

“Yeah, we give them out all the time. Callie, what is it you like to say when you give grants to people?”

I smiled.

“Basically,” I said, going into my spiel, “we want you to know that the best way you can say thanks is to take that money and use it to further your mission. The foundation believes strongly in what you’re trying to accomplish, and we just wanted to have some small part in furthering your efforts.”

To my surprise, Mitch’s eyes filled with tears.

“Your generosity leaves me speechless,” he said finally. “Won’t you come back inside? Let me tell my wife. She’ll be so excited. Maybe we can get a picture for the newsletter or the website or something.”

I looked at Tom, but he seemed decidedly uncomfortable.

“Mitch,” I said, “we really prefer to do this in a discreet manner. Just tell Jill that the J.O.S.H.U.A. Foundation gives the money with love and with God’s blessings. We’d rather not receive any individual recognition.”

Bewildered, he looked back down at the check.

“And you promise this isn’t a joke?” he tried one more time.

“No joke,” Tom laughed. “I give you my word, buddy. It’s for real.”

With a final sincere thanks, Mitch turned and headed back to the building. We stood there and watched until he went inside and the door closed behind him.

On impulse, I turned and threw my arms around Tom’s neck. Startled, after a moment he hugged me back.

“You are such a good man,” I whispered, feeling absolutely, utterly, and completely in love.

He laughed, pulling me in tightly for an embrace.

“Wow,” he replied. “This giving-away-money thing gets better all the time.”

Knowing the clock was ticking closer toward our flight times, we managed to pull apart and get into the car. He started it up and pulled out of the parking lot, driving toward the airport.

We were quiet as we went, both lost in our own thoughts. As we wove our way through traffic, I considered our relationship and the long and winding path my life had taken since my husband’s death. This coming summer would mark four years since Bryan was killed, and in one way it seemed like yesterday, and in another it seemed like decades ago. My husband had been my first true love, the sweetheart I had met at 16 and married at 25. We’d had four wonderful years together as husband and wife, but that had all come crashing to an end that fateful day when we went water-skiing and Bryan was hit by a speedboat. The boat’s driver went to prison for manslaughter, but I also went into a sort of prison myself—a self-imposed prison of mourning, of loneliness.

Only in the last six months had I allowed myself to consider the possibility that there might be life for me beyond my husband’s death. Tom and I had developed a good, strong friendship through our many work-related conversations over the phone, and then, slowly, that friendship had started taking on other dimensions. We finally met in person last fall, when Tom received word that I had been hurt in an investigation and raced halfway around the world to be by my side and make certain I was all right. We had spent a mere 12 hours together—just long enough to begin falling in love—and then we were forced to endure a four-month separation while he went back to Singapore on important business and I healed from my injuries and continued my work with his foundation in the U.S.

Then three weeks ago, in the very heart of spring, we had been joyously reunited. Showing up in a hot air balloon, Tom had swept me away to a gorgeous vacation spot in the North Carolina mountains, where we planned to stay a week or so and give ourselves the opportunity to see if our relationship really could work face-to-face. What we had found was that we were so compatible, so comfortable, and so suddenly and deeply in love that it was nearly impossible to end our vacation and return to our regular lives.

Now, however, our time together had come to an end.

“There’s the car rental return,” Tom said suddenly, pulling me from my thoughts. He followed the signs and turned into the lot, but instead of heading straight to the busy rental return area, he veered over to an empty parking spot nestled behind a big truck. He put the car in park but left the motor running.

“Maybe we should say our goodbyes here,” he told me, “instead of out in the middle of the busy airport.”

I nodded, surprised when my eyes suddenly filled with tears. I didn’t want to say goodbye at all. Tom’s cell phone began ringing from his gym bag, but we ignored it.

“Callie, have I told you that the past three weeks have been the happiest weeks of my life?”

The ringing stopped. In the quiet of the car, I held on to his hand, looking deeply into his eyes.

“They have been incredible,” I replied. There were many, many moments we had shared that I would relive in my mind in the coming days. “I don’t know if I have the strength to say goodbye to you or not.”

Tom reached up and smoothed a loose lock of hair behind my ear. Such tenderness was in his gaze that I thought it might break my heart.

“Callie, I have something for you,” he whispered. He started to reach into his pocket, and I swallowed hard, wondering what it could be. Then his phone began to ring again.

“You better see who it is,” I said, sighing. “It might be important.”

By the time he got the phone out from his gym bag, the call had been disconnected. Tom was pressing buttons, trying to see who had called, when my phone started ringing from my purse. I dug it out, surprised to see that the number on my screen matched the number that had just called his.

“Hello?” I asked somewhat hesitantly.

“Callie?” a woman’s voice cried from very far away. “Is that you?”

“This is Callie,” I answered. “Who is this?”

“This is Stella,” the voice said. “Stella Gold.”

I put my hand over the phone and mouthed to Tom, It’s Eli’s wife.

Eli Gold was my mentor, a friend of Tom’s, and the person responsible for bringing the two of us together.

“Stella?” I asked, trying to picture a woman I didn’t know very well at the other end of the line. I had met her the day she married my dear friend Eli, but she and I had not really spoken since, except for those times when I called their house and she had been the one to answer the phone. “What’s up?”

“Oh, Callie, I’m so glad I finally reached you. I need you. I need your help. I need Tom Bennett, also, if you know how to reach him.”

“What is it?” I asked, my heart surging.

“It’s Eli,” she sobbed. “He’s in the hospital.”

“In the hospital?”

“Callie, he’s been shot.”

A Dime a Dozen by Mindy Starns Clark

Million Dollar Mysteries, Book Three

A Dime A Dozen takes Callie to the Smokey Mountains of North Carolina, to give away a million dollars to a pair of charities that serve migrant apple pickers. When one of the migrant workers turns up dead, however, it's up to Callie to find out who killed him and why—even as the killer targets Callie as the next victim!

Just like that, business investigator Callie Webber finds herself involved in the life of a young wife and mother whose husband has disappeared. . . possibly the victim of foul play.

My Review:
Callie Webber, the protagonist, in this novel is much braver than me; she pushes forward in her investigation where I'd be curled up in a ball, shivering!

The tale moves at a steady pace, with a few twists and turns. I must admit, I did not know who the antagonist was until the author revealed it.

In addition, I learned a good bit about growing and harvesting apples. This is a good read.

Thank you to FirstWildCard and Karri James at Harvest House Publishers for my copy.

And now, the first chapter:

I’d never been part of a sting before. Sure, I’d blown the whistle on some defrauders in the past, and I had seen more than one person arrested because of felonious deeds I had brought to light. But this time was different. This time the crime was still in the process of being committed. Worse than that, most of the people at this party were involved.

I stood near French doors that led to the patio, holding a soda in my hand and looking out through the glass at the pool sparkling in the cool March afternoon. Behind the pool was a small lawn dotted here and there with ornamental groupings of shrubbery and plants, all surrounded by a high, thick hedge. I knew that a team of cops was on the other side of that hedge, ready to enter from every direction as soon as I gave the signal.

“Callie, would you like a hamburger? Maybe a hot dog?”

My hostess appeared in front of me bearing a platter of raw meat shaped into patties, and I assumed she was on her way back outside to the grill. My eyes focused on the marbled beef, and then at her expectant face. She was the very picture of charm and hospitality. Oh, and theft.

“No, thank you,” I said, forcing a smile. “I’m fine.”

Her hands were full, so I opened the door to let her out. Music poured into the house, compliments of large speakers mounted under the eaves.

“You should come too,” she urged loudly as she handed the platter off to her husband, Skipper. “It’s a gorgeous day.”

“In a while, perhaps,” I said as I let the door fall shut between us. She turned her attention to a group of guests near the pool, and as she worked the crowd I thought, You don’t want me to go outside, Winnie. The last thing you want me to do is go outside.

I glanced at my watch, wondering how much longer this would take. The police had instructed me to wait until all of the elements had fallen into place, and so far that hadn’t happened. The tension was getting to me, so I set my glass on a nearby countertop and made my way through the small crowd in the kitchen to the upstairs bathroom. I needed to be alone, to catch my breath, to make a call.

Once I was locked inside, I pulled out my cell phone and dialed the number of the police captain. He knew it was me and that I couldn’t say much on my end for fear of being overheard.

“Looks like things are moving along as expected,” he said.

“Yes.”

“Have they brought out the hamburgers yet?”

“Oh, yes. Everything’s in full swing.”

He chuckled into the phone.

“I hope they’re enjoying it while they can,” he said.

“They seem to be.”

“We’re all set on our end. Soon as the guy shows up, we’ll text you.”

“I’ll be ready.”

“You found the garage?” he asked.

“Yep.”

“Empty?”

“Except for the boxes in the freezer.”

“Perfect. Simply perfect. Hang in there, kid. We’re on the homestretch.”

I hung up the phone and slid it into my pocket, wondering if all would go off as planned. There were so many elements coming into play here, and it was important that they close in at the moment when we could nab the greatest number of guilty parties. I shook my head, marveling at the situation I now found myself in. This wasn’t how I usually spent my Saturday afternoons!

As the Director of Research for the J.O.S.H.U.A. Foundation, my job was to investigate charitable organizations in order to verify their suitability for a grant. I had come here to get a closer look at Dinner Time, a food bank and soup kitchen for the homeless in a suburb of San Francisco. I had gone “undercover” by posing as a volunteer to get a good look at the organization from the inside. Almost immediately, however, I realized there was something stinky in the sauce. Dinner Time may have been providing food to the homeless, but it was also providing a handy second income to its founders and many of its employees by way of food donations that were ending up in places other than on Dinner Time’s tables.

Even this party was an appalling, blatant display of theft, and, according to my source, they had similar such events every few months. From the chips and hamburgers to the condiments, most of the food being consumed here today had actually been donated to the charity, intended for the poor. Instead, our hosts had simply loaded many of the boxes into their cars and driven the food home for this impromptu party. Any minute now a local food supplier would show up and collect his share of the take, which was waiting for him in the garage. Unbeknownst to any of them, however, much of the donated food this time was marked, from the codes printed on the bottom of the mustard bottles to the labels on the frozen steaks in the freezer.

A knock on the bathroom door startled me from my thoughts.

“Just a minute,” I called, and then I washed my hands in the sink and glanced at my reflection in the mirror. My own image still surprised me sometimes. Four months ago I had gone from having long hair to short, from wearing my hair in a tight chignon at the back of my neck to having just enough length to frame my face and touch at my collar. I liked the new look, both because of the years it seemed to take from my features and the way it worked with my usual attire of suits and dresses. I’d spent this week in more casual clothes, however, and today was no exception. I had on jeans and a lightly knit tan shirt, and I felt I looked the part I was playing—that of a woman interested in some simple volunteer work at the local soup kitchen. Little did they know that I was something much more threatening: an investigator with a mission to ferret out the bad guys in the nonprofit world and bring them all to justice!

I opened the bathroom door and found a familiar face waiting to get in, an employee of Dinner Time named Clement Jackson.

“Oh, hey, Callie,” he said, “I didn’t realize that was you in there.”

“No problem.”

I moved out of the way so that he could pass me and go into the bathroom. As he closed the door behind him, I made my way back downstairs to the kitchen.

Clement was such a dear man, a tireless worker who served full time at the food bank for a salary so low I didn’t know how he managed to make ends meet. He wasn’t aware that I knew his salary rate or anything about him beyond facts he had mentioned to me in casual conversation. He had told me about his lovely wife of 36 years, his five grown children, his eight grandchildren. But the scope of my investigation had included all of the employees and volunteers of Dinner Time, so I also knew his address, his work record, and much more. In the end, he had turned out to be one of only three people connected to the center who apparently weren’t involved in the theft of the food.

I was so glad, because it confirmed what I had felt to be true about him all week, that he was a wonderful person with a true heart for charity. His personal side mission was to collect and distribute free used books to all of the children who came to the food bank and, whenever he had time, to sit and read to them and encourage them to read more for themselves.

“Reading can get you through some mighty tough spots,” I had heard him say more than once this week. “Even if your feet can’t always go somewhere else, your mind sure can.” Poor Clement was going to be stunned when this sting came together, for he believed most people were motivated by the same altruism and good faith he himself possessed.

“Callie, can I get you something to drink?”

This time, Winnie’s husband, Skipper, was playing the host, walking toward me with a newly filled ice bucket.

“No, thanks,” I replied. “My drink’s right over here.”

As if to prove it, I walked to the spot where I had left my soda, picked it up, and swirled the liquid. Skipper’s very presence made me so nervous I didn’t dare speak for fear I would begin to babble. Unfortunately, he persisted.

“How about a little ice then,” he said, using the tongs to load up my drink with ice. Holding my tongue, I watched as he clunked square cubes into the glass I was holding in front of me.

“So what do you think of our weather here in California?” he asked. “Winnie said you just recently moved here, right?”

Actually, I hadn’t told her that. What I had said was that I had never lived in California before, implying, I guess, that I lived here now. It was the kind of half-truth that going undercover necessitated and the very reason I hated playing a role. As a Christian, lying was hard for me to rationalize, even when the ends seemed to justify the means.

“It’s certainly a beautiful day today!” I said, glancing toward the window. I was desperately trying to think of some other sort of socially acceptable patter when I was saved by the bell—or the ring, to be exact, because Skipper’s cell phone began ringing from his hip pocket.

With a smile, he thrust the ice bucket at me, extricated the phone, and turned it on.

“Skipper here,” he said amiably, winking at me as he did so.

Clutching the ice in front of me, I took a step back, wondering if I could seize the moment and get away before his conversation was finished. Unfortunately, it seemed to last all of about 15 seconds. He said, “Yep. Okay. See ya,” and then hung up the phone.

“You’ll excuse me, won’t you, Callie?” he asked smoothly, slipping the phone back into his pocket.

“Of course.”

I held the ice bucket toward him, but he didn’t take it.

“Um, could you bring that ice out to Winnie?” he asked. “I need to get something from the garage.”

Without waiting for a reply, he turned and walked down the hall. I stood there for a moment, knowing I couldn’t do as he had requested without taking a step outside myself. Instead, I passed the bucket off to someone else who was heading that way. As the door fell shut behind him, I felt my cell phone vibrate in my pocket. I moved away from the crowd and went into the empty dining room. Holding my breath, I whipped out my phone, pushed the button, and looked at the screen. As expected, it was a text from the captain: Our guy just turned into the driveway. Give it about two minutes and then take a peek in the garage.

Okay, I texted back.

I then pocketed my phone, glanced at my watch, and waited, my heart suddenly pounding in my chest. For an absurd moment, I wondered if there was any hidden firepower here, if perhaps Skipper and Winnie kept a Colt .45 tucked in the nearest flowerpot or something. Just because their crimes of theft were of a nonviolent nature didn’t mean they didn’t know how to defend themselves when push came to shove. As it was about to.

At one minute, forty-three seconds, I heard my name called from the other room. I looked through the doorway to see Clement just coming down the stairs on the other side of the kitchen. Clement, who could be in the line of fire if things went down in a nasty way. Clement, who was heading toward me with a genial smile, eager to start a chat just when it was time for me to move.

“I need a favor!” I said urgently, walking forward to meet him. “I can’t find my contact lens. I’m afraid it came out in the bathroom. Do you think you could go back up and look for me? Check all over the floor, the sink, you know.”

“Well, I’ll try, Callie,” he said, nodding his head, the tightly curled gray hair a sharp contrast to his brown skin. “But my eyesight’s not so good myself. Come up and we’ll look for it together.”

I glanced at my watch. Two and a half minutes.

“You go on up,” I said. “I’ll be there in just a bit.”

“Okay.”

“And, listen, if you can’t find it, at least stay there and guard the door until I get there. I don’t want someone else stepping on it and breaking it.”

“All right.”

He dutifully trudged back up the stairs as I slipped from the kitchen, walking toward the long side hall Skipper had gone down less than three minutes before. I reached the door of the garage at the end, put my hand on the knob, and turned it.

The door swung open to reveal Skipper and another man lifting boxes into the open trunk of a black Cadillac. Both men looked up to see me, their faces about as guilty as two boys caught dipping their fingers in the peanut butter.

In a way, that’s exactly what they were doing.

The men recovered quickly. Both put the boxes into the trunk, but the man I didn’t know turned and stepped away where I couldn’t see his face. Skipper, on the other hand, took a step toward me, putting on a wide, fake smile.

“Can I help you, Callie?” he asked.

“I’m sorry,” I said. “I was looking for some more soda. Maybe root beer?”

“There’s nothing like that out here,” he replied. “Try the pantry, off the kitchen.”

“Okay, thanks,” I said, returning his fake smile before stepping back out of the garage and pulling the door shut.

I turned on my heel and walked up the hall with my heartbeat pounding loudly in my head. Despite the chatter and confusion around me, I made straight for the French doors, opened them, and stepped outside. This was my signal to the police who were in hiding on the other side of the hedge, watching the party, waiting to pounce. Once on the patio, I simply kept walking through the loud music, heading around the pool and toward the backyard.

“Callie, can I help you with something?” I heard Winnie call after me.

Suddenly, before I could reply, there were shouts and screams and the sight of at least 20 police officers descending on the partygoers on the patio. I heard the words “freeze” and “raid” and “you have the right to remain silent.” Once I finally turned around and looked at the scene, all I could do was pray that Clement was safe, that the cops had apprehended the men in the garage before anyone could do anything stupid.

I waited at the back of the yard until I saw the captain come to the kitchen door and give the “all clear” signal to the cops outside. Breathing a great big sigh of relief, I headed toward the house, allowing myself to be herded into the corner of the patio where they were sorting everyone out. Counting heads, I realized they had managed to nab almost every single person who was on the list of those who had either stolen food or accepted food they knew was stolen. The cops didn’t single me out but merely pointed me in the direction of the innocent parties, the few standing near the garden shed who hadn’t the slightest idea what was going on.

Eventually, Clement was sent out from the house to join us. I gave him a big hug, certainly much bigger than our seemingly casual acquaintance would allow. Obviously shaken, he hugged me back even tighter.

When the police told us we were free to leave, I stuck with Clement, offering to take him home. In somewhat of a daze, he accepted that offer. Sitting in the passenger seat of my rental car, he stared blankly ahead as I drove toward his house and gently tried to explain all that he had just seen.

By the time we reached his house, he was still quite shaken. He invited me inside and I accepted, eager to see him safely delivered into the arms of his wife.

She wasn’t home, however, so I insisted that he call one of his children, perhaps Trey, since I knew he lived right down the street and could be here in a matter of minutes. While we waited, I heated some water on the stove for tea and essentially made myself at home in the kitchen. The house was small but tidy, and everything was easy to find in the neatly organized cabinets. As the water began to bubble on the stove, Clement took a seat at the table, silent, his expression blank. As I was setting his tea in front of him, Trey burst through the door, concern evident on his face.

“Pop?”

Short but muscular, with his father’s coffee-colored skin and deep brown eyes, Trey was dressed in jeans and a T-shirt, both of which were covered with spatters of blue.

“We were painting the baby’s room,” he added, sounding breathless, looking from me to his father. “What’s going on?”

Clement didn’t answer, so I introduced myself and tried to explain the situation as best I could. The place where Clement worked, I said, had been busted for fraud and theft. Clement was in the clear, but he had been fairly traumatized by the whole event.

“And who are you, exactly?” Trey asked, looking at me as if this were all my fault. In a way, it was.

“My name is Callie Webber,” I said, carrying over two more cups of tea and taking a seat at the table. “I’m a private investigator.”

Clement turned toward me, his face suddenly registering disbelief rather than shock.

“You’re a what?   ” he asked.

“A private investigator.”

“Since when?”

“Since I was old enough to get certified in the state of Virginia,” I said. “I’m also a lawyer. I work for the J.O.S.H.U.A. Foundation out of Washington, DC.”

Clement shook his head, as if to shake off the confusion. Before he could launch into more questions, I continued.

“I live in Maryland now,” I explained, “and I just came to California to investigate Dinner Time on behalf of my employer. Dinner Time had requested a grant, and it’s my job to verify eligibility.”

“You don’t even live here?” Clement asked me, still incredulous. “You mean you’ve been pretending all week?”

“I’m sorry, Clement,” I said. “Sometimes that’s the only way I can really see what’s going on.”

Trey slid into the seat across from me, ignoring the tea I had put there for him.

“So what happened today?” he asked. “I’m still confused.”

“In the course of the investigation of Dinner Time, I uncovered fraud, theft, tax evasion, distribution of stolen property, you name it. I took that information to the police, only to learn that they already knew about it and that they were very close to making some arrests. We worked together on a sting operation, and today we caught most of the guilty parties red-handed.”

“I can’t believe they were stealing food,” Clement said, shaking his head sadly.

“I always told you there was something slick about that Skipper person,” Trey said to his father. “‘Skipper and Winnie,’ good grief. Sounds like a pair of Barbie dolls.”

“Will Dinner Time have to close down?” Clement asked.

“Probably,” I answered. “Even if someone were to try to keep the place up and running, I doubt it would be able to stay open for very long. Between the bad publicity and the incarcerated principals, I think it’ll soon fold. I’m sorry.”

“I’m sorry too,” Clement said. “I’m sorry I was so blind, so stupid.”

Trey put a reassuring hand on his father’s arm.

“C’mon, Pop,” he said. “You couldn’t know. You were just doing your job.”

“Oh, yeah, my job,” Clement said. “Guess I’m out of a job now.”

“We’ll find you something,” Trey said. “Maybe Tanisha can get you on over at the grocery store.”

“I liked working at a nonprofit,” Clement said, shaking his head. “I liked feeling that my efforts were making just a little difference in the world.”

I reached into my pocket, grasping the familiar square of paper there. I pulled it out and set it on the table in front of me, still folded in half.

“I’d like to talk to you about that,” I said. “And I’m glad Trey is here, because this would involve him too.”

Both men looked at me, their faces somber.

“In the course of my investigation,” I continued, “I had to check into everybody’s background. Including yours, Clement. Your life story paints a picture of a good man, a steady reliable worker who knows the value of a dollar.”

“That’s my dad,” Trey said suspiciously. “But what are you getting at?”

“Well, I’ve watched you this week reading to the children down at the food bank, Clement. I’ve heard you talk about the benefits of reading, of being read to. I want you to think about starting a charity of your own. Something that lets you go around and give away books and have regular reading times with homeless children.”

“Like a bookmobile?” Clement asked.

“Perhaps,” I said. “Or maybe you could get some space in the recreation center or a homeless shelter or another food bank. Somewhere that you could set up a little reading corner filled with books and beanbag chairs and stuffed animals. It’s not hard to get people to donate children’s books to a charity. You could provide reading times, give the books to the children who seem to want them, encourage their parents to read with them…”

I let my voice trail off, seeing that a spark was lighting up behind Clement’s eyes.

“What do I have to do with this?” Trey asked.

“Your father told me that you’re an accountant,” I said. “Maybe you can help him get started and then keep the books for him.”

“Well, yeah, I could do that.”

“And I understand your sister is a graphic artist? Maybe she could put together some brochures and promotional materials. You’d be surprised how many resources are available, usually right at your own fingertips.”

I looked at Trey and then at Clement, surprised to see the fire quickly fading from the older man’s eyes.

“As good as our intentions may be,” he said, shaking his head, “There’s one thing standing in the way. I can’t afford it.”

I smiled, fingering the square of paper in front of me.

“Well, then let me take it a step further,” I said. “My job allows me a certain amount of leeway with small monetary grants. What would you think if I gave you a check to get started? You could get yourself incorporated as a nonprofit, file for federal tax exemption, and cover your basic start-up costs. Once you’ve got that tax exemption, I would encourage you to fill out a grant application from the J.O.S.H.U.A. Foundation for a much larger amount of money. We believe strongly in what you could accomplish, Clement, and we would like to have some small part in furthering your efforts.”

I sat back, thinking that in the two and a half years I had worked for the foundation, this was the first time I had to talk someone into taking our money!

“Still, I don’t see how it would work,” Trey said. “He’d need at least a thousand dollars just to get set up.”

“How does five thousand sound?” I asked, unfolding the check and handing it to them. It was already made out to Clement Jackson, who picked it up and studied it as if it were a ticket to somewhere important. “And, like I said, once you’ve got that tax exemption and your policies and procedures in place, you can apply to us for more. I have a feeling we’ll be very generous as long as you can show you’ve got a good business plan.”

The two men looked at each other and grinned, and not for the first time I wished my boss, Tom, the philanthropist behind all J.O.S.H.U.A. grants, could be here to witness their joy. Tom was half a world away right now, and though later I would recount this entire scene for him over the phone, it still made me sad that he wasn’t here experiencing it for himself.

Then again, he never was. Tom always donated anonymously through the foundation and then enjoyed the moment of presentation vicariously through me. I was happy to recreate every word, every detail, but I had never understood why he chose to remain so removed from the whole process.

Of course, he and I talked frequently during every investigation, and in fact it was the time we spent on the phone that had allowed us to become friends and then eventually something much more than friends. Four months ago, after several years of a phone-only relationship, Tom and I had finally been able to meet face-to-face.

At the time, he had been out of the country for his work, but he had surprised me by flying back to the States and showing up at my home. We had spent exactly 12 hours together—12 amazing hours that I had relived again and again in my memories ever since—and then he had to leave, returning to Singapore and the urgent business that awaited him.

Now, four months later, Tom was still in Singapore, though his business there was quickly drawing to a close and soon he would be coming home for good. His home was in California and mine was in Maryland, but our plan was to meet somewhere between the two in exactly seven days at some quiet place where we would finally, finally be able to spend some real quality time together—time getting to know each other even better, time exploring the possibilities of a relationship that had gone from friendship to something much more in the space of one 12-hour visit. I was already counting the minutes until we could be together again, knowing that once he returned, a new chapter in my life would begin in earnest. Tom was handling the logistics of our reunion, and my primary concern was to wrap up my next investigation by the following Sunday, because I didn’t want work or anything else to detract from the time we were going to spend together.

Clement spoke, snapping me out of my thoughts and back to the moment at hand.

“I’ve been praying for something like this for quite a while,” he was saying, looking at his son, and I realized there were tears in his eyes. “For so long,” he repeated, blinking. “I didn’t think the Lord was hearing me. But He was. Because He sent me an angel.”

I held up one hand to stop him, emotion surging in my heart as well.

“Now, don’t—”

“I’m not kidding, girl. You are an angel. A very generous angel.”

“So you’ll take the money and start your own charity?” I asked.

“Oh, thank You, Lord,” he said, grinning up toward the ceiling. Then he looked back at me. “Yes, Callie. Yes. Most definitely yes.”